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I was on the phone, cancelling my car insurance.

I was having a lovely conversation with a nice Welsh lad and it was all going well.

At the end of the call he said, “My name’s Dan, for your reference” and I replied, “Thanks very much, Dan for your reference”.

I just couldn’t help myself.

He said, “Oh I see what you’ve done there, very clever”.

I apologised and he said, “not to worry” and told me to have a nice day.